Wilshire Premier+ Allocation Portfolios

The Wilshire Premier+ Allocation Portfolios (formerly Wilshire Total Allocation Portfolios) are a series of six risk-optimized, multi-asset class mutual fund models designed to leverage the asset allocation, manager research, and portfolio construction expertise of Wilshire Associates Inc. Concurrent with implementing the change to using Wilshire Mutual Funds, the name of this series of portfolios was changed from Total Allocation Portfolios to Premier+ Allocation Portfolios.

 

*Inception date: November 24, 2008
**Conservative Custom Benchmark: 68% Bloomberg Barclays Capital U.S. Universal Index, 17% Wilshire 5000 Total Market Index, 4% MSCI ACWI ex U.S. Index, 1% Wilshire Global Real Estate Securities Index, 10% Wilshire Liquid Alternatives Index.

Information Regarding Performance Data
The performance results above should be reviewed in the context of the markets applicable to the investment strategies noted. All returns for periods greater than one year are annualized. Performance results are based on model portfolios maintained by Wilshire Funds Management (“WFM”). The models have been maintained in such a way as to record transactions at the same time they occur in actual client accounts in an attempt to approximate client returns as closely as possible. However, there are certain limitations in model performance as the model results may not completely represent the actual trading of securities in a client account. The results reflect reinvestment of all dividends and interest. Performance results reflect the deduction of the maximum Strategist Fee of 0.29% that WFM charged for the Wilshire Premier+ Allocation Portfolios through June 2018. However, actual client results will be lower based on the imposition of platform fees, advisory fees and custodial fees by third-party firms. As with all investments, there is no guarantee that the investment strategy will be successful and investors should be aware that investments can lose money, including principal, so that an investor could end up with less money than was invested. Past performance does not guarantee future returns, and processes used may not achieve the desired results.

 

*Inception date: November 24, 2008
**Moderate Conservative Custom Benchmark: 51% Bloomberg Barclays Capital U.S. Universal Index, 24% Wilshire 5000 Total Market Index, 10% MSCI ACWI ex U.S. Index, 1% Wilshire Global Real Estate Securities Index, 14% Wilshire Liquid Alternatives Index.

Information Regarding Performance Data
The performance results above should be reviewed in the context of the markets applicable to the investment strategies noted. All returns for periods greater than one year are annualized. Performance results are based on model portfolios maintained by Wilshire Funds Management (“WFM”). The models have been maintained in such a way as to record transactions at the same time they occur in actual client accounts in an attempt to approximate client returns as closely as possible. However, there are certain limitations in model performance as the model results may not completely represent the actual trading of securities in a client account. The results reflect reinvestment of all dividends and interest. Performance results reflect the deduction of the maximum Strategist Fee of 0.29% that WFM charged for the Wilshire Premier+ Allocation Portfolios through June 2018. However, actual client results will be lower based on the imposition of platform fees, advisory fees and custodial fees by third-party firms. As with all investments, there is no guarantee that the investment strategy will be successful and investors should be aware that investments can lose money, including principal, so that an investor could end up with less money than was invested. Past performance does not guarantee future returns, and processes used may not achieve the desired results.

 

*Inception date: November 24, 2008
**Moderate Custom Benchmark: 35% Bloomberg Barclays Capital U.S. Universal Index, 31% Wilshire 5000 Total Market Index, 16% MSCI ACWI ex U.S. Index, 2% Wilshire Global Real Estate Securities Index, 16% Wilshire Liquid Alternatives Index.

Information Regarding Performance Data
The performance results above should be reviewed in the context of the markets applicable to the investment strategies noted. All returns for periods greater than one year are annualized. Performance results are based on model portfolios maintained by Wilshire Funds Management (“WFM”). The models have been maintained in such a way as to record transactions at the same time they occur in actual client accounts in an attempt to approximate client returns as closely as possible. However, there are certain limitations in model performance as the model results may not completely represent the actual trading of securities in a client account. The results reflect reinvestment of all dividends and interest. Performance results reflect the deduction of the maximum Strategist Fee of 0.29% that WFM charged for the Wilshire Premier+ Allocation Portfolios through June 2018. However, actual client results will be lower based on the imposition of platform fees, advisory fees and custodial fees by third-party firms. As with all investments, there is no guarantee that the investment strategy will be successful and investors should be aware that investments can lose money, including principal, so that an investor could end up with less money than was invested. Past performance does not guarantee future returns, and processes used may not achieve the desired results.

 

*Inception date: November 24, 2008
**Moderate Growth Custom Benchmark: 20% Bloomberg Barclays Capital U.S. Universal Index, 37% Wilshire 5000 Total Market Index, 23% MSCI ACWI ex U.S. Index, 4% Wilshire Global Real Estate Securities Index, 16% Wilshire Liquid Alternatives Index.

Information Regarding Performance Data
The performance results above should be reviewed in the context of the markets applicable to the investment strategies noted. All returns for periods greater than one year are annualized. Performance results are based on model portfolios maintained by Wilshire Funds Management (“WFM”). The models have been maintained in such a way as to record transactions at the same time they occur in actual client accounts in an attempt to approximate client returns as closely as possible. However, there are certain limitations in model performance as the model results may not completely represent the actual trading of securities in a client account. The results reflect reinvestment of all dividends and interest. Performance results reflect the deduction of the maximum Strategist Fee of 0.29% that WFM charged for the Wilshire Premier+ Allocation Portfolios through June 2018. However, actual client results will be lower based on the imposition of platform fees, advisory fees and custodial fees by third-party firms. As with all investments, there is no guarantee that the investment strategy will be successful and investors should be aware that investments can lose money, including principal, so that an investor could end up with less money than was invested. Past performance does not guarantee future returns, and processes used may not achieve the desired results.

 

*Inception date: November 24, 2008
**Growth Custom Benchmark: 9% Bloomberg Barclays Capital U.S. Universal Index, 46% Wilshire 5000 Total Market Index, 30% MSCI ACWI ex U.S. Index, 5% Wilshire Global Real Estate Securities Index, 10% Wilshire Liquid Alternatives Index.

Information Regarding Performance Data
The performance results above should be reviewed in the context of the markets applicable to the investment strategies noted. All returns for periods greater than one year are annualized. Performance results are based on model portfolios maintained by Wilshire Funds Management (“WFM”). The models have been maintained in such a way as to record transactions at the same time they occur in actual client accounts in an attempt to approximate client returns as closely as possible. However, there are certain limitations in model performance as the model results may not completely represent the actual trading of securities in a client account. The results reflect reinvestment of all dividends and interest. Performance results reflect the deduction of the maximum Strategist Fee of 0.29% that WFM charged for the Wilshire Premier+ Allocation Portfolios through June 2018. However, actual client results will be lower based on the imposition of platform fees, advisory fees and custodial fees by third-party firms. As with all investments, there is no guarantee that the investment strategy will be successful and investors should be aware that investments can lose money, including principal, so that an investor could end up with less money than was invested. Past performance does not guarantee future returns, and processes used may not achieve the desired results.

 

*Inception date: April 27, 2012
**Aggressive Growth Custom Benchmark: 2% Bloomberg Barclays Capital U.S. Universal Index, 47% Wilshire 5000 Total Market Index, 38% MSCI ACWI ex U.S. Index, 7% Wilshire Global Real Estate Securities Index, 6% Wilshire Liquid Alternatives Index.

Information Regarding Performance Data
The performance results above should be reviewed in the context of the markets applicable to the investment strategies noted. All returns for periods greater than one year are annualized. Performance results are based on model portfolios maintained by Wilshire Funds Management (“WFM”). The models have been maintained in such a way as to record transactions at the same time they occur in actual client accounts in an attempt to approximate client returns as closely as possible. However, there are certain limitations in model performance as the model results may not completely represent the actual trading of securities in a client account. The results reflect reinvestment of all dividends and interest. Performance results reflect the deduction of the maximum Strategist Fee of 0.29% that WFM charged for the Wilshire Premier+ Allocation Portfolios through June 2018. However, actual client results will be lower based on the imposition of platform fees, advisory fees and custodial fees by third-party firms. As with all investments, there is no guarantee that the investment strategy will be successful and investors should be aware that investments can lose money, including principal, so that an investor could end up with less money than was invested. Past performance does not guarantee future returns, and processes used may not achieve the desired results.

 
 
 
 
 
 

The graph above charts the Wilshire Premier+ Allocation Portfolios from least risk/return potential (far left) to greatest risk/return potential (far right). Diversification and asset allocation do not guarantee a profit, nor do they protect against loss, including the loss of principal.

 

    Ticker Category
U.S. Equity Fidelity® 500 Index Premium FUSVX Large Blend
  Gotham Enhanced Return Instl GENIX Large Blend
  Wilshire Large Company Growth Portfolio
Los Angeles Capital Management
Victory Capital Management
Loomis, Sayles & Company, L.P.
WLCGX Large Growth
  Wilshire Large Company Value Portfolio
Pzena Investment Management
Los Angeles Capital Management
Barrow, Hanley, Mewhinney & Strauss LLC
WLCVX Large Value
  Wilshire Small Company Growth Portfolio
Los Angeles Capital Management
Ranger Investment Management
WSMGX Small Growth
  Wilshire Small Company Value Portfolio
Los Angeles Capital Management
NWQ Investment Management
WSMVX Small Value
International Equity Wilshire International Equity Instl
WCM Investment Management
Los Angeles Capital Management
Pzena Investment Management
WLTTX International Blend
  Fidelity® Emerging Markets Idx Premium FPMAX Emerging Markets
Fixed Income Wilshire Income Opportunities Instl
DoubleLine Capital LP1
Voya Investment Management
Manulife Asset Management
WIOPX Multi-Sector Bond
  Fidelity® U.S. Bond Index Premium FSITX Intermediate Bond
  Cash n/a Cash/Cash Equivalents
Alternatives Boston Partners Long/Short Research Instl BPIRX Long/Short Equity
  361 Global Long/Short Equity AGAWX Long/Short Equity
  Franklin Square Multi-Strategy Alternatives FSMSX Multi-Strategy
Real Assets Principal Real Estate Securities PIREX Global Real Estate
 

1DoubleLine® is a registered trademark of DoubleLine Capital LP
Effective June 27, 2018, the Portfolios liquidated positions in certain third-party mutual funds and replaced them with the Wilshire Mutual Funds.


 

Important Information
This material is for information purposes only. WFM is a business unit of Wilshire Associates. WFM delivers Wilshire Advisor Solutions, which include models designed to provide a broad range of outcome-oriented investment portfolios for advisors to use with their clients.

Wilshire is the sponsor and investment advisor of the Wilshire Mutual Funds and receives advisory fees based on a percentage of the assets in the Wilshire Mutual Funds.

Investments in equities are subject to market risk so that shares, when redeemed, may be worth more or less than their original cost. Security prices can fluctuate significantly in the short term or over extended periods of time. These price fluctuations may result from factors affecting individual companies, industries, or the securities market as a whole. Investments in small-cap stocks may be subject to a higher degree of market risk than large-cap stocks, or more established companies’ securities. Furthermore, the illiquidity of the small-cap market may adversely affect the value of an investment. Investments in bonds are subject to interest rate, inflation, credit, currency and sovereign risks. Investments in high-yield bonds are subject to greater credit risk and price fluctuations than higher-quality issues. Investments in international securities involve additional risks including currency rate fluctuations, political and economic instability, differences in financial reporting standards, and less stringent regulation of securities markets.

Risks of investing in real estate securities are similar to those associated with direct investments in real estate, including lack of liquidity, limited diversification, sensitivity to certain economic factors such as interest rate changes and market recessions, and falling property values due to increasing vacancies or declining rents resulting from economic, legal, political or technological developments. An alternative investments strategy is subject to a number of risks and is not suitable for all investors. Investing in alternative investments is only intended for experienced and sophisticated investors who are willing to bear the high economic risk associated with such an investment.

It is not possible to invest directly in an index. The indices do not represent an investment. Index returns do not reflect payment of certain sales charges or fees an investor may pay to purchase the securities underlying the Index or investment vehicles intended to track the performance of the Index. The imposition of these fees and charges would cause actual performance of the securities/vehicles to be lower than the Index performance shown.

Model portfolios are exposed to the specific risks of the underlying funds in direct proportion to their percentage allocation. The funds comprising the models and the allocations to those funds have changed over time and may change in the future.

Wilshire® is a registered service mark of Wilshire Associates Incorporated, Santa Monica, California. All other trade names, trademarks, and/or service marks are the property of their respective holders.

© 2018 Wilshire Associates Incorporated. All rights reserved. Information in this document is subject to change without notice.

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