Wilshire Investor Portfolios

The Wilshire Investor Portfolios (the “Portfolios”) are a series of strategic asset allocation portfolios featuring institutional caliber investment managers. These simple yet sophisticated portfolios take advantage of Wilshire Associate’s depth of research to allocate across a variety of asset classes, investment styles, and investment managers.

Offered at a lower $10,000 investment minimum, the multimanager funds of Wilshire Mutual Funds, Inc are used to enhance diversification and provide access to high convection investment strategies selected by Wilshire’s Manager Research Group.

 

*Inception date: April 27, 2012.
**Moderate Conservative Custom Benchmark: 60% Bloomberg Barclays Capital U.S. Universal Index, 28% Wilshire 5000 Total Market Index, 12% MSCI ACWI ex U.S. Index.

Information Regarding Performance Data
The performance results above should be reviewed in the context of the markets applicable to the investment strategies noted. There are certain limitations in model performance as the model results will not completely represent the actual trading of securities in a client account. The results reflect reinvestment of all dividends and interest. All returns for periods greater than one year are annualized. Actual client results will be lower based on the imposition of platform fees, advisory fees and custodial fees by third party firms. As with all investments, there is no guarantee that the investment strategy will be successful and investors should be aware that investments can lose money, including principal, so that an investor could end up with less money than was invested. Past performance is not indicative of future results, and processes used may not achieve the desired results. It is not possible to invest directly in an index. Index returns do not reflect payment of certain sales charges or fees an investor may pay to purchase the securities underlying the Index or investment vehicles intended to track the performance of the index. The imposition of these fees and charges would cause actual performance of the securities/vehicles to be lower than the index performance shown.

 

*Inception date: April 27, 2012.
**Moderate Custom Benchmark: 45% Bloomberg Barclays Capital U.S. Universal Index, 35% Wilshire 5000 Total Market Index, 20% MSCI ACWI ex U.S. Index .

Information Regarding Performance Data
The performance results above should be reviewed in the context of the markets applicable to the investment strategies noted. There are certain limitations in model performance as the model results will not completely represent the actual trading of securities in a client account. The results reflect reinvestment of all dividends and interest. All returns for periods greater than one year are annualized. Actual client results will be lower based on the imposition of platform fees, advisory fees and custodial fees by third party firms. As with all investments, there is no guarantee that the investment strategy will be successful and investors should be aware that investments can lose money, including principal, so that an investor could end up with less money than was invested. Past performance is not indicative of future results, and processes used may not achieve the desired results. It is not possible to invest directly in an index. Index returns do not reflect payment of certain sales charges or fees an investor may pay to purchase the securities underlying the Index or investment vehicles intended to track the performance of the index. The imposition of these fees and charges would cause actual performance of the securities/vehicles to be lower than the index performance shown.

 

*Inception date: April 27, 2012
**Moderate Growth Custom Benchmark: 44% Wilshire 5000 Total Market Index, 30% Bloomberg Barclays Capital U.S. Universal Index, 26% MSCI ACWI ex U.S. Index.

Information Regarding Performance Data
The performance results above should be reviewed in the context of the markets applicable to the investment strategies noted. There are certain limitations in model performance as the model results will not completely represent the actual trading of securities in a client account. The results reflect reinvestment of all dividends and interest. All returns for periods greater than one year are annualized. Actual client results will be lower based on the imposition of platform fees, advisory fees and custodial fees by third party firms. As with all investments, there is no guarantee that the investment strategy will be successful and investors should be aware that investments can lose money, including principal, so that an investor could end up with less money than was invested. Past performance is not indicative of future results, and processes used may not achieve the desired results. It is not possible to invest directly in an index. Index returns do not reflect payment of certain sales charges or fees an investor may pay to purchase the securities underlying the Index or investment vehicles intended to track the performance of the index. The imposition of these fees and charges would cause actual performance of the securities/vehicles to be lower than the index performance shown.

 

*Inception date: April 27, 2012.
**Growth Custom Benchmark: 51% Wilshire 5000 Total Market Index, 34% MSCI ACWI ex U.S. Index, 15% Bloomberg Barclays Capital U.S. Universal Index.

Information Regarding Performance Data
The performance results above should be reviewed in the context of the markets applicable to the investment strategies noted. There are certain limitations in model performance as the model results will not completely represent the actual trading of securities in a client account. The results reflect reinvestment of all dividends and interest. All returns for periods greater than one year are annualized. Actual client results will be lower based on the imposition of platform fees, advisory fees and custodial fees by third party firms. As with all investments, there is no guarantee that the investment strategy will be successful and investors should be aware that investments can lose money, including principal, so that an investor could end up with less money than was invested. Past performance is not indicative of future results, and processes used may not achieve the desired results. It is not possible to invest directly in an index. Index returns do not reflect payment of certain sales charges or fees an investor may pay to purchase the securities underlying the Index or investment vehicles intended to track the performance of the index. The imposition of these fees and charges would cause actual performance of the securities/vehicles to be lower than the index performance shown.

 

*Inception date: April 27, 2012.
**Aggressive Growth Custom Benchmark: 56% Wilshire 5000 Total Market Index, 42% MSCI ACWI ex U.S. Index, 2% Bloomberg Barclays Capital U.S. Universal Index;.

Information Regarding Performance Data
The performance results above should be reviewed in the context of the markets applicable to the investment strategies noted. There are certain limitations in model performance as the model results will not completely represent the actual trading of securities in a client account. The results reflect reinvestment of all dividends and interest. All returns for periods greater than one year are annualized. Actual client results will be lower based on the imposition of platform fees, advisory fees and custodial fees by third party firms. As with all investments, there is no guarantee that the investment strategy will be successful and investors should be aware that investments can lose money, including principal, so that an investor could end up with less money than was invested. Past performance is not indicative of future results, and processes used may not achieve the desired results. It is not possible to invest directly in an index. Index returns do not reflect payment of certain sales charges or fees an investor may pay to purchase the securities underlying the Index or investment vehicles intended to track the performance of the index. The imposition of these fees and charges would cause actual performance of the securities/vehicles to be lower than the index performance shown.

 
 
 
 
 

The graph above charts the Wilshire Investor Portfolios from least risk/return potential (far left) to greatest risk/return potential (far right). Diversification and asset allocation do not guarantee a profit, nor do the protect against loss, including the loss of principal.

 

    Ticker Category
U.S. Equity Wilshire Large Company Growth Portfolio
Los Angeles Capital Management
Victory Capital Management
Loomis, Sayles & Company, L.P.
DTLGX Large Blend
  Wilshire Large Company Value Portfolio
Pzena Investment Management
Los Angeles Capital Management
Barrow, Hanley, Mewhinney & Strauss LLC
DTLVX Large Value
  Wilshire Small Company Growth Portfolio
Los Angeles Capital Management
Ranger Investment Management
DTSGX Small Growth
  Wilshire Small Company Value Portfolio
Los Angeles Capital Management
NWQ Investment Management
DTSVX Small Value
  Fidelity® Mid Cap Fund Index Fund FSMDX Mid Blend
International Equity Wilshire International Equity Fund
WCM Investment Management
Los Angeles Capital Management
Pzena Investment Management

Lazard Asset Management
WLCTX Foreign Large Blend
  Fidelity® Emerging Markets Index Fund FPADX Emerging Markets
Fixed Income Wilshire Income Opportunities Fund
DoubleLine Capital LP1
Voya Investment Management Co LLC
Manulife Asset Management LLC
WIORX Multi
  Fidelity® Short-Term Bond Index Fund FNSOX Short-Term Bond
  Fidelity® U.S. Bond Index Fund FXNAX Intermediate-Term Bond
  Cash n/a Cash/Cash Equivalent

1DoubleLine® is a registered trademark of DoubleLine Capital LP.


 

Important Information
This material is for information purposes only. Wilshire Associates (“Wilshire”) uses mathmatical and statistical investment processes to allocate assets, select managers and construct portfolios and funds in ways that seek to outperform their specific benchmarks. Past performance is not indicative of future results.

Investments in equities are subject to market risk so that shares, when redeemed, may be worth more or less than their original cost. Security prices can fluctuate significantly in the short term or over extended periods of time. These price fluctuations may result from factors affecting individual companies, industries, or the securities market as a whole. Investments in small cap stocks may be subject to a higher degree of market risk than large cap stocks, or more established companies’ securities. Furthermore, the illiquidity of the small cap market may adversely affect the value of an investment. Investments in bonds are subject to interest rate, inflation, credit, currency and sovereign risks. Investments in high yield bonds, often called “junk bonds”, are subject to greater credit risk and price fluctuations than higher quality issues. Investments in international securities involve additional risks including currency rate fluctuations, political and economic instability, differences in financial reporting standards, and less stringent regulation of securities markets. In addition, the risks of investing in emerging market securities are greater than those of investing in securities of developed foreign countries.

Model portfolios are exposed to the specific risks of the underlying funds in direct proportion to their percentage allocation. The funds comprising the models and the allocations to those funds have changed over time and may change in the future.

Wilshire® is a registered service mark of Wilshire Associates Incorporated, Santa Monica, California. All other trade names, trademarks, and/or service marks are the property of their respective holders. 

Copyright © 2019 Wilshire Associates Incorporated. All rights reserved. Information in this document is subject to change without notice.

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